Accept Payments. Grow Your Business. Stay in Control.
Real partners, real tools, and a New Orleans team that picks up the phone. Bonita is the merchant services experience you've been looking for.
Fast Boarding
Most merchants are approved and processing in days, not weeks. Subject to underwriting approval and complete documentation.
Transparent Pricing
Interchange-plus, flat rate, or surcharge — explained in plain language. PCI and monthly fees disclosed upfront.
Equipment & POS
Terminals, mobile readers, and our forthcoming QuarterPointe POS — picked for your business, not pushed.
Responsive Support
Real humans, real answers, with escalation paths for urgent processing issues.
More than processing. An operating partner.
- Direct Fiserv processing access
- Statement reviews with real numbers
- Next-day and same-day funding options
- Equipment support and deployment
- QuarterMaster visibility
- QuarterCapital access for qualified merchants
- New Orleans-based relationship support
Available on qualifying accounts. Subject to underwriting, sponsor approval, processor rules, and signed agreement terms.
An AI analyst that reads your sales like a CFO would. (Coming soon)
Not currently live — in active development as part of the QuarterMaster roadmap.
We're building an AI layer on top of QuarterMaster that watches your transaction data, flags the patterns a human would miss, and tells you in plain English what to do about it — not another dashboard nobody opens.
Day-of-week, hour-of-day, weather and seasonality overlays — surfaced as actions, not charts.
Real margin by SKU, daypart, and channel — not just top-line gross.
“Why was Tuesday down?” “Which 10 customers drive 40% of revenue?” Real answers, fast.
Concrete moves — pricing, mix, hours, marketing spend — ranked by expected lift.
Run the numbers before you ever talk to us.
The same calculators we use on real statement reviews. Use them, screenshot them, send them to your bookkeeper. We don't gate them.
Most merchants overpay by 30–60 bps. Let's check yours.
Move the sliders to ballpark what you'd save on a Bonita interchange-plus program. Then request a real, line-item analysis on your actual statement.
See what fair pricing looks like.
Quick estimate based on a Bonita interchange-plus program at ~2.15% + $0.10. Real quote depends on your card mix and ticket profile.
Illustrative only. Estimates are illustrative only and not a guarantee of savings, pricing, or approval. Subject to underwriting, processor rules, and signed agreement terms.
Three questions. One pricing recommendation.
Not every business should be on the same pricing model. Answer three quick questions and we'll point you to the structure that usually wins for businesses like yours — then back it up with a real statement review.
What's your monthly card volume?
Pick the model that actually fits your business.
We don't push one pricing structure on everyone. Here's the honest tradeoff between the three most common models — and where each one wins.
Interchange-Plus
The wholesale interchange cost passed through at-cost, plus a transparent Bonita markup. Lowest effective rate for medium-to-large volume.
- Full transparency on every statement
- Best for $25K+ monthly volume
- Aligns our incentives with yours
Flat Rate
One predictable per-transaction rate. Easier to model month over month — slightly higher effective rate as a tradeoff.
- Predictable bookkeeping
- Great for sub-$15K volume
- No interchange surprises
Surcharge / Cash Discount
Pass the card-acceptance cost to the customer who chooses to pay by card. Compliant, signage included, fully managed.
- Eliminate processing as a line item
- Network-compliant program
- Customer keeps the choice
Hardware sized to your operation.
Countertop terminals for the front desk. Mobile readers for the field. Full POS for restaurants and multi-station retail. We deploy what fits — and we'll tell you when you don't need the upgrade.
Explore QuarterPointe — our purpose-built POSClover Flex, Dejavoo, and PAX devices preconfigured to your account.
Tap, dip, and swipe on the go. Pairs with phones and tablets.
Clover Station and QuarterPointe for restaurants, retail, and service.
Hosted checkout, invoicing, and recurring billing.
When you get paid.
- Next-day fundingStandard. Batch by 9pm CT, deposits land next business day.
- Same-day fundingAvailable on qualifying merchants — meet the batch cut, get same-day ACH.
- Weekend fundingAvailable for select verticals. Ask us if Saturday deposits matter to you.
Four steps. Zero downtime.
- 1Statement reviewSend us a recent statement. We come back with a line-item analysis, not a sales pitch.
- 2ApplicationShort app, soft credit pull, e-signature. We pre-fill what we can.
- 3Underwriting & boardingMost accounts approved in 1–3 business days. We handle the MID setup.
- 4Equipment & go-liveDevices arrive preconfigured. We're on the phone the day you switch.
Built for how you actually run.
Straight answers.
The questions every merchant asks before switching — answered without spin.
See what you're actually paying — and what you shouldn't be.
Send us your last statement. We'll mark up the line items, flag the junk fees, and tell you straight whether switching makes sense.
- Free, no-strings line-by-line statement audit
- Next-day funding available on approved accounts
- Boarded through Bonita's Fiserv Direct processing infrastructure with support from QuarterMaster and our internal operations team
- Direct support line, not a tiered call center