Build Your Portfolio. Keep More of What You Earn.
Most ISOs hand you a rate sheet and a Rolodex. Bonita gives you QuarterMaster — a full merchant management portal built around your book of business.
Published economics
Transparent residual reporting and written split structures based on partner tier, volume, and production history — no creative deductions, no surprise clawbacks.
Real tools
QuarterMaster gives you deal visibility, pipeline management, residual tracking, and merchant-level reporting — built for sales teams, not bankers.
Backed by Fiserv Direct
You sell with the credibility of Bonita's Fiserv Direct processing infrastructure and the responsiveness of a New Orleans operator who answers the phone.
What does a Bonita book actually pay?
Move the sliders to estimate your monthly residual on a representative Bonita interchange-plus book. Real numbers depend on your partner tier, card mix, and pricing — your dedicated relationship contact will walk you through specifics.
Model your monthly residual.
Based on a representative Bonita interchange-plus book (~35 bps residual). Real numbers vary by partner tier, card mix, and pricing model.
Illustrative only. Estimates are illustrative only and not a guarantee of savings, pricing, or approval. Actual residuals depend on partner tier, card mix, and pricing model. Subject to underwriting, processor rules, and signed agreement terms.
Residuals aren't a paycheck.
They're a curve.
Every merchant you board this month still pays you next month — and the month after. Drag the sliders to see what a consistent boarding cadence looks like over 36 months on a representative Bonita partner book.
Board a few merchants a month. Watch it compound.
Illustrative only — actual residuals vary by merchant, processor cost, and attrition.
Most ISOs sell you the deal. We sell you the platform.
| What you get | Typical ISO | Bonita |
|---|---|---|
| Real-time residual visibility | ||
| Merchant management portal (yours, not theirs) | ||
| Published agent and sub-ISO economics | ||
| Direct line to underwriting and risk | ||
| Co-branded marketing materials on request | ||
| Working capital program for your merchants | ||
| National Fiserv Direct processing | ||
| Portfolio portability you can prove |
The portal is the difference.
We know what it's like to chase residual reports across three systems and field a midnight call from a merchant. QuarterSuite was built to fix that — for our team and yours.
See all six QuarterSuite modules- Real-time deal visibility from app submit to first batch
- Pipeline management with stage-by-stage status
- Residual reporting and 12-month forecasting
- Merchant-level reporting (volume, fees, chargebacks)
- QuarterDeck training and enablement library
- Dedicated relationship contact at Bonita
A real ladder. Not a title with no rungs.
Every Bonita partner enters at the right level for their experience and book — and the path forward is defined, not invented.
- Step 01Agent
- Step 02Senior Agent
- Step 03Team Lead
- Step 04Sub ISO
- Step 05Branded Office
- Step 06Strategic Partner
Common questions from agents.
Ready to grow a book you actually own?
True residual transparency, real BIN access, and the QuarterMaster portal so you can see every deal you've ever boarded — at any time.
- Published agent and sub-ISO economics — written, not negotiated
- Transparent residual reporting inside QuarterMaster
- Written split structures based on partner tier, volume, and production history
- Boarding through Bonita's Fiserv Direct infrastructure, supported by QuarterMaster and direct underwriting workflows
- Residual continuity on qualifying accounts — your book is your book