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Interchange-Plus vs Flat Rate
Both models are legitimate. One almost always costs you less at your size. Move the sliders and see which one wins.
$40,000
$35
Illustrative only. Assumes Bonita interchange-plus at ~2.15% + $0.1 and a typical flat rate at 2.75% + $0.15. Estimates are illustrative only and not a guarantee of savings, pricing, or approval. Subject to underwriting, processor rules, and signed agreement terms.
At 1,143 txns/mo
Interchange-Plus$974
Flat Rate$1,271
Winner
Interchange-Plus
Saves ~$297 / month · $3,566 / yr
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