Free Tool
Surcharge Savings Calculator
Compliant surcharge and cash-discount programs move processing off your P&L and onto the cardholder who chose to pay by card.
$60,000
75%
15%
Illustrative only. Assumes a 3% compliant surcharge and ~0.25% residual cost (PCI, monthly, gateway). Surcharge is illegal in a few states (e.g. CT, MA) — cash-discount programs work everywhere. Estimates are illustrative only and not a guarantee of savings, pricing, or approval. Subject to underwriting, processor rules, and signed agreement terms.
Estimated monthly
Cost today$1,170
Cost on surcharge$96
Monthly savings
$1,074
≈ $12,893 / yr · $38,250 surcharged volume
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Compliant signage, programmed terminals, fully managed.
Bonita's surcharge and cash-discount programs are network-compliant and audited — not the gray-area version some processors sell.