Free Tool
Chargeback Cost Estimator
The fee on your statement is the smallest line item. The real cost is the merchandise you lost, the labor you spent, and the hit to your ratio.
True monthly cost
$736
$147 per chargeback · $8,835/yr
Lost merchandise$480
Processor fees$125
Staff time$131
Illustrative only. Excludes downstream costs: lost lifetime value, reserves, and the network monitoring programs that kick in over 0.9%. Estimates are illustrative only and not a guarantee of savings, pricing, or approval. Subject to underwriting, processor rules, and signed agreement terms.
Fix the leak
Most chargebacks are preventable — and most merchants don't fight the ones they could win.
We bundle chargeback management, representment, and process audit with every Bonita merchant program.